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Looks and feels like an HSA - But for Medicare eligible individuals
How it works - It's Simple
Money is Deposited from Medicare & your business into your MSA bank account
You decide how to spend, save or invest the deposit money
You pay 100% of Medicare-approved care below the deductile
The MSA pays 100% of Medicare-appoved care once you've met the deductible.
You keep any deposit money remaining at year-end for future use
Option 1 - Group MSA Self-Employed Plan
For Business Owners & Independent Professionals
It’s a plan that gives you money from Medicare AND enables
your business 4 options to contribute funds you can spend, save or invest.
Group MSA Self-employed Basic Plan
$0
Plan Premium
$5,000
Decuctible
$4,800
$2,400 Annual + $200 Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$200
Group MSA Self-employed Plus Plan
$0
Plan Premium
$8,400
Decuctible
$8,400
$2,400 Annual + $500 Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$0
Group MSA Self-employed Growth Plan
$0
Plan Premium
$12,000
Decuctible
$12,000
$2,400 Annual + $800 Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$0
Group MSA Self-employed
Max Plan
$0
Plan Premium
$16,000
Decuctible
$24,000
$2,400 Annual + $1,800 Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$8,000
Option 2 -Small Employer Group
For Businesses with less than 20 employees
It’s a plan that gives you money from Medicare AND enables your employer to contribute funds you can spend, save or invest.
Group MSA Small Employer
$0
Plan Premium
$6,000
Decuctible
$7,200
$2,400 Annual + $200 Monthly Deposits
Covered Services out-of-pocket
(deductible - deposit)
$1,200 in excess deposits
Option 3 - Large Employer Group
For Businesses with more than 19 employees
It's a plan that give you money from Medicare for Eligible Employees & Dependents. Allowing three MSA options
Group MSA 100
$0
Plan Premium
$4,000
Decuctible
$1,200
Annual Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$2,800
Group MSA 200
$0
Plan Premium
$6,000
Decuctible
$2,400
Annual Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$3,600
Group MSA 300
$0
Plan Premium
$7,800
Decuctible
$3,600
Annual Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$4,200
An MSA, or Medical Savings Account, is one type of Medicare Advantage (MA) plan. MSAs combine a high-deductible health plan covering Medicare Parts A and B with a special, IRS-approved savings bank account.
Added Benefits
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Tripple tax free benefits for your deposits, qualified withdrawals, and invested growth.
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No Prior-authorizations or referrals required to see a specialist.
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Because there is no network, you can visit any provider or facility in the country that participates with Medicare (about 98% of all providers nationwide).
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With the Group Medicare MSA, your lower healthcare spending today can help build funds for future medical needs.
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This unique plan is only available through group offerings and not in the individual Medicare marketplace. It is available in every zip code in the USA.
Is the MSA right for you?
Discover Medicare coverage that gives you flexibility and tax advantages—on your terms.
This is a summary of what we cover and what you pay. For a complete list of covered services, limitations and exclusions, review the Evidence of Coverage (EOC). The EOC is available at fenyxhealth.com/documents
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