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Looks and feels like an HSA - But for Medicare eligible individuals
How it works - It's Simple
Money is deposited from Medicare & your business into your MSA bank account
You decide how to spend, save or invest the deposit money
You pay 100% of Medicare-approved care below the deductible
The MSA pays 100% of Medicare-appoved care once you've met the deductible.
You keep any deposit money remaining at year-end for future use
For Self-Employed & Independent Professionals
Option 1 - Group MSA Self-Employed Plan
For Business Owners & Independent Professionals
It’s a plan that gives you money from Medicare AND enables
your business 4 options to contribute monthly funds you can spend, save or invest.
MSA Self-employed Basic Plan
$0
Plan Premium
$5,000
Deductible
$4,800
$2,400 Annual Medicare + $200 Group Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
- $200
MSA Self-employed Plus Plan
$0
Plan Premium
$8,400
Deductible
$8,400
$2,400 Annual Medicare + $500 Group Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$0
MSA Self-employed Growth Plan
$0
Plan Premium
$12,000
Deductible
$12,000
$2,400 Annual Medicare + $800 Group Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$0
MSA Self-employed
Max Plan
$0
Plan Premium
$16,000
Deductible
$24,000
$2,400 Annual Medicare + $1,800 Group Monthly Deposits
Covered Services
out-of-pocket
(deductible - deposit)
+ $8,000
For Businesses with less than 20 employees
Option 2
Small Employer Group
It’s a plan that gives you money from Medicare AND enables your employer to contribute monthly funds you can spend, save or invest.
Group MSA Small Employer
$0
Plan Premium
$6,000
Deductible
$7,200
$2,400 Annual Medicare + $400 Group Monthly Deposits
Covered Services out-of-pocket
(deductible - deposit)
+ $1,200 in excess deposits
Option 3
Large Employer Group
For Businesses with more than 19 employees
It's a plan that give you money from Medicare for Eligible Employees & Dependents. Allowing three MSA options
Group MSA 100
$0
Plan Premium
$4,000
Deductible
$1,200
$1,200 Annual Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$2,800
Group MSA 200
$0
Plan Premium
$6,000
Deductible
$2,400
$2,400 Annual Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$3,600
Group MSA 300
$0
Plan Premium
$7,800
Deductible
$3,600
$3,600 Annual Deposits
Covered Services
out-of-pocket
(deductible - deposit)
$4,200
An MSA, or Medical Savings Account, is one type of Medicare Advantage (MA) plan. MSAs combine a high-deductible health plan covering Medicare Parts A and B with a special, IRS-approved savings bank account.
Added Benefits
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Tripple tax free benefits for your deposits, qualified withdrawals, and invested growth.
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No Prior-authorizations or referrals required to see a specialist.
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Because there is no network, you can visit any provider or facility in the country that participates with Medicare (about 98% of all providers nationwide).
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With the Group Medicare MSA, your lower healthcare spending today can help build funds for future medical needs.
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This unique plan is only available through group offerings and not in the individual Medicare marketplace.
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It is available in every zip code in the USA.
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