
Options to give you more complete health Coverage
Medicare plan options to help fill the insurance Gaps that Medicare doesn't cover
Medicare Advantage Group MSA Plans
$0 Plan Premium. More Freedom. Your Money.
Your Control.
A Medicare MSA combines a high-deductible Medicare Advantage plan with a tax-advantaged savings account funded by Medicare — like an HSA but designed for Medicare beneficiaries.
Nationwide
Freedom to Choose Providers
Your Money
Save & Grow Unused Funds
$0
Monthly Plan Premium
Prescription Coverage
Part D drug coverage must be purchased separately.


Medicare Supplement Plans
Gap Insurance
Gap Plan options A-B-C-D-F-G-K-L-M-N
More Freedom. Predictable Costs.
Nationwide Coverage.
Medicare Supplement plans work alongside Original Medicare to help pay out-of-pocket costs, including
copays and coinsurance.
Nationwide
Freedom to Choose Providers
Less Risk
Lower Medical Cost Exposure.
No Referrals
See Specialists Directly
Prescription Coverage
Part D drug coverage must be purchased separately.
Medicare Advantage Plans
Part C
More Benefits. More Convenience. Premiums
as low as $0
Medicare Advantage plans are offered by private insurance companies and combine Medicare Part A (Hospital) and Part B (Medical) coverage into one convenient plan.
Low Monthly Premiums
Many plans start at $0
All-in-One
Hospital + Medical + Often Rx
Extras
Dental, Vision & More
Provider Networks
Most plans use HMO or PPO networks; referrals
may be required.

Non-Medicare options to help fill the gaps

Short-term Care
More Protection. Retirement Planning.
Living Longer
Short-term care is often overlooked, yet it can be one of the largest expenses retirees face. As people live longer, the likelihood of needing assistance with daily activities—such as bathing, dressing, or managing medications—increases. These services are not typically covered by standard health insurance or Medicare
Cash Benefits
$100,000 - $200,000
Home Care Benefits
Weekly Home Care Benefits
Costs
Low Monthly Premiums
Indemnity Plans
Cash Benefits. More Coverage.
Protect Your Assets.
Indemnity plans are supplemental insurance policies
designed to help cover unexpected medical expenses that may arise from covered medical conditions and hospital stays.
These plans provide cash benefits paid directly to the policyholder or beneficiary
Whats Covered
Hospital stays, Cancer, Heart-attack, Stroke, etc
Cover Unexpected Costs
Lost income, travel expenses, etc
Lump Sup Payments
You receive payment upon diagnosis
Peace of Mind


Dental - Vision - Hearing
Preventative Services. Protecing Health.
Additional Coverage
Dental, vision, and hearing plans are
designed to help cover many of the routine and specialized services that are important for maintaining
overall health but are often not fully
covered by Medicare.
Reduse out-of-pocket cost
Manage cost
All-in-one
Dental + Vision + Hearing
Protection
Protecting your long-tem health
and quality of life
