Where You Can Get Coverage
You can buy dental and vision insurance:
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As add-ons to your medical plan
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As standalone policies
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Through your employer, if offered
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From private insurers or insurance brokers
Some health plans also include limited dental/vision coverage for children under 18 as part of essential benefits.
What You Need to Know About Dental & Vision Insurance
While medical insurance covers major health needs, dental and vision insurance help fill in important gaps—keeping your smile bright and your eyes sharp. Here’s what you should know before enrolling in a dental or vision plan for yourself or your family.
Why Dental & Vision Insurance Matters
Your oral and eye health are essential parts of your overall well-being. Regular check-ups can catch problems early and prevent costly procedures down the road. Plus, good dental and vision health contributes to your quality of life—whether it's being able to eat comfortably, smile confidently, or see clearly.
What to Look for in a Plan
When choosing a plan, consider:
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Provider network – Are your preferred dentists and eye doctors included?
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Annual benefit maximums
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Coverage for major services or orthodontics
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Allowances for frames/lenses
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Waiting periods – Some plans require a waiting period before major services are covered
Do You Really Need It?
If you:
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Visit the dentist regularly
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Wear glasses or contacts
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Have kids who may need braces
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Want to catch problems before they become expensive…
...then yes, dental and vision coverage can save you money and hassle in the long run.