by iNBenefits
A better Medicare experience starts here
New Medicare options for Medicare eligible individuals
Medicare Benefits That Work Harder for You
The Medicare Advantage MSA is a unique combination of health and financial benefits
Spend Less
Turn your better health now into money for future health needs with the $0 premium Feynx Health Group MSA
Grow your money
It's the only Medicare Plan that gives you money from Medicare that enables you to choose how to spend, save or invest it
Hassle free care
The MSA covers all Medicare Parts A & B services, with access to all Medicare-participating providers across the U.S.
The MSA Basics
What is a Group MSA?
A Group Medicare Medical Savings Account (MSA) is a unique type of Medicare Advantage plan with NO MONTHLY PREMIUM that combines healthcare coverage with a personal medical savings account.
Unlike traditional Medicare Advantage plans, a Group MSA puts money into a savings account that you own and control. You can use these funds to pay for qualified healthcare expenses, and any unused money rolls over each year to help cover future medical costs.
MSA's Enjoy a triple Tax Advantage - similar to HSA's
It's a smart way to manage your Medicare healthcare expenses while saving for the future.
COMPARE THE MSA TO OTHER MEDICARE PLAN TYPES?
* Although a majority of traditional Medicare Advantage Plans have a $0 premium. Not all do.
MSA - How it works
1st - Choose a $0 premium group MSA plan and enroll in the plan.
2nd - Fenyx Health will create a bank account for your MSA.
Year-Round & Prorated Enrollments
Those who join a Group MSA throughout the year receive a prorated deposit based on the month of enrollment. You don't have to wait until the Annual Enrollment Period.
Important: Part D (Prescription Drug Coverage)
Medicare MSA plans do not include prescription drug coverage. To avoid gaps in coverage and Medicare's late enrollment penalty, anyone enrolling in a Group MSA should also enroll in a standalone Medicare Part D Prescription Drug Plan (PDP).
Plan Options
Fenyx Health Group MSA plans are available in all 50 states plus D.C. There are several options to help you qualify for an MSA plan. We can help you determine whether a Group MSA is a fit.
Fenyx Health Group MSA Standard Plan - 2027
Full-year amounts shown; deposit and deductible are prorated for partial year enrollments. Must be enrolled in Medicare Parts A & B, and pay your monthly Part B premium. Plans subject to change.
Fenyx Health Self-Employed Plans - 2027
For Business Owners and Sole Proprietors
Self-Employed plans are funded by a monthly group fee paid by the business, in exchange for a larger annual Medicare deposit into the owner's MSA account. It’s the only plan that gives you money from Medicare AND enables your group to contribute funds you can spend, save or invest.
Full-year amounts shown unless otherwise stated; deposit and deductible are prorated for partial year enrollments. Must be enrolled in Medicare Parts A and B, and pay your monthly Part B premium. Plans subject to change. You can choose a monthly or annual schedule for the fees/deposits.
* $50 is taken from the monthly Group fee and retained by the insurance Carrier
Who Qualifies for a Group MSA
Must be Medicare-eligible and enrolled in both Medicare Parts A & B
Live in the Fenyx Health Group MSA service area & reside in the U.S. for 183 or more days during the calendar year.
Not have other insurance that covers all or a portion of the MSA plan deductible; some examples could be; TRICARE, VA Benefits, Federal Employee Health Benefit Plan or other employer group coverage
Not currently recieving Medicare hospice benefits
Not currently eligible for Medicaid (not dual-elibible)
Wondering if it's the right plan for you?
Would you like Medicare to help fund your future healthcare expenses?
MSA plans deposit money
into your personal MSA.
Unused funds roll over year after year, helping you build savings
for future
qualified medical expenses.
Discover how much your MSA could receive each year!
Do you want the freedom to choose your own doctors and hospitals?
MSA plans generally
have no provider network.
You can visit any
Medicare-approved provider
who agrees to treat you,
without needing a referral.
Explore the freedom
to choose doctors & hospitals
Would you like greater control over how to spend your healthcare dollars?
You decide when to use MSA funds for qualified medical expenses.
Triple tax savings on
deposits, invested growth
& medical expenses.
Unused funds role-over each year.
Learn how to take control of your healthcare savings